Choosing the right Shopify payment gateway is not just a technical decision—it’s a business strategy. In 2025, online shoppers expect fast checkouts, multiple payment options, and maximum security. If your payment system is slow, limited, or untrusted, customers will abandon their carts without thinking twice.
That’s why selecting the best payment gateway for Shopify can directly impact your conversion rate, customer trust, and long-term growth. Whether you’re selling locally, internationally, or running a dropshipping store, this guide will help you choose the most reliable option.
Let’s explore the 11 best Shopify payment gateways for eCommerce in 2025, explained in detail.
What Is a Payment Gateway in Shopify?
A payment gateway in Shopify is a service that securely processes payments between your customer, your Shopify store, and your bank account. It encrypts sensitive data like card numbers and ensures the transaction is approved safely.
Many merchants ask, does Shopify have its own payment gateway?
Yes—Shopify offers Shopify Payments, but it also supports many Shopify 3rd party payment gateways for added flexibility.
1. Shopify Payments – Best All-In-One Solution
Shopify Payments is the most seamless Shopify payment gateway because it’s built directly into the platform.
Why It’s So Popular:
Shopify Payments removes the need for external integrations. You can manage orders, payouts, chargebacks, and analytics from one dashboard. This simplicity saves time and reduces technical headaches.
Key Benefits:
- No extra Shopify 3rd party payment gateway fee
- Supports credit cards, Apple Pay, Google Pay, and Shop Pay
- Faster payouts compared to third-party gateways
- Strong fraud protection tools
This is often the answer to what is the best payment gateway for Shopify for beginners and growing brands.
Best for: USA, UK, EU, Canada, Australia
2. PayPal – Most Trusted Worldwide Gateway
PayPal remains one of the most trusted payment gateways for Shopify globally.
Why Merchants Choose PayPal:
Many customers already have PayPal accounts, which means faster checkout and higher trust. Buyers feel safer paying without directly entering card details.
Advantages:
- Global acceptance
- Supports cards, PayPal balance, and Pay Later
- Easy to enable inside Shopify
- Strong buyer protection increases confidence
PayPal works extremely well alongside Shopify Payments.
3. Stripe – Best for Advanced Features & Scaling
Stripe is a powerful payment gateway for Shopify designed for businesses that want flexibility and scalability.
Why Stripe Stands Out:
Stripe supports complex payment needs like subscriptions, memberships, and international payments. It’s widely used by tech-focused and fast-growing brands.
Key Features:
- Supports 135+ currencies
- Advanced fraud detection with Stripe Radar
- Custom checkout experiences
- Ideal for SaaS and service-based stores
Stripe is considered the best payment gateway for Shopify USA and Europe.
4. Square – Best for Online + Physical Stores
Square is ideal if you sell both online and offline.
Why Square Is Unique:
It connects your Shopify store with Square’s POS system, syncing inventory and sales automatically.
Benefits:
- Transparent pricing
- Real-time inventory sync
- Easy setup
- Fast deposits
Square is a strong payment gateway Shopify USA option for retail businesses.
5. Klarna – Best Buy Now, Pay Later Gateway
Klarna allows customers to split payments into installments, which can significantly increase conversions.
Why Klarna Works:
Customers are more likely to buy when they can pay later or in smaller amounts.
Key Advantages:
- Popular in the UK and Europe
- Increases average order value
- Easy Shopify integration
- Trusted BNPL brand
It’s one of the best payment gateway for Shopify UK merchants.
6. Skrill – Best for International Customers
Skrill is a reliable option for global sellers who need multi-currency support.
Why Choose Skrill:
It works well for stores targeting international markets and digital products.
Features:
- Supports multiple currencies
- Competitive transaction fees
- Strong security features
- Easy integration with Shopify
Skrill is widely used among Shopify payment gateways UK sellers.
7. Authorize.Net – Best for Established Brands
Authorize.Net is a long-standing and highly secure Shopify payment gateway.
Why Businesses Trust It:
It offers advanced fraud prevention and works well for large transaction volumes.
Benefits:
- Recurring billing support
- Advanced fraud filters
- Reliable customer support
- Supports multiple payment methods
Best for established and high-volume stores.
8. 2Checkout (Verifone) – Best for Global Digital Sales
2Checkout is popular among merchants selling software, digital products, and services.
Why It’s Powerful:
It handles international taxes, currencies, and compliance easily.
Key Highlights:
- Accepts global payments
- Multi-currency support
- Simple Shopify integration
- Strong fraud protection
Ideal if you’re asking what is the best payment gateway for Shopify for international reach.
9. CoinPayments – Best Crypto Payment Gateway
CoinPayments is a leading crypto payment gateway Shopify solution.
Why Accept Crypto?
Crypto payments attract tech-savvy customers and reduce chargebacks.
Features:
- Accepts Bitcoin, Ethereum, and altcoins
- Low transaction fees
- Fast settlements
- Global accessibility
Great for stores targeting crypto-friendly audiences.
10. WorldPay – Best for High-Risk Businesses
WorldPay supports industries often rejected by standard gateways.
Why It’s Important:
If your business is considered high-risk, WorldPay offers stability and compliance.
Advantages:
- Advanced fraud tools
- Global payment support
- Reliable infrastructure
- High approval rates
One of the best high risk payment gateways Shopify merchants can use.
11. Payoneer – Best for Dropshipping & Global Sellers
Payoneer is widely used by dropshippers and international merchants.
Why Dropshippers Prefer Payoneer:
It simplifies receiving payments from multiple countries and marketplaces.
Key Benefits:
- Multi-currency receiving accounts
- Easy bank withdrawals
- Low conversion fees
- Trusted globally
Often considered the best payment gateway for Shopify dropshipping.
How to Add a Payment Gateway in Shopify
If you’re wondering how to add payment gateway in Shopify, follow these steps:
- Go to Shopify Admin
- Click Settings → Payments
- Choose Shopify Payments or a Shopify 3rd party payment gateway
- Enter your account details
- Activate and test
This also explains how to integrate payment gateway in Shopify easily.
How to Setup Shopify Payment Gateway Correctly
To avoid payment issues, follow best practices when learning how to setup payment gateway in Shopify:
- Verify business documents
- Enable test mode first
- Check currency and tax settings
- Review payout schedules
This ensures smooth transactions and fewer failed payments.
Final Thoughts
Choosing the right Shopify payment gateway in 2025 is essential for growth, trust, and conversions. From Shopify Payments and PayPal to crypto and high-risk solutions, there’s a gateway for every business type.
Take time to match your store’s goals, audience location, and business model with the right payment solution—and you’ll see the difference in sales and customer satisfaction.
Does Shopify have its own payment gateway?
Yes, Shopify offers Shopify Payments as its built-in solution.
What is the best payment gateway for Shopify?
It depends on your location and business model, but Shopify Payments, PayPal, and Stripe are top choices.
Is there a Shopify 3rd party payment gateway fee?
Yes, Shopify charges an extra fee when you use third-party gateways unless you’re on Shopify Payments.
Which is the best payment gateway for Shopify dropshipping?
Payoneer, PayPal, and Stripe are excellent for dropshipping stores.
